Retirement plan loan calculator

Calculate the monthly payment for your retirement plan loan.

Estimate the amount of your monthly loan payment by completing the information below. You maximum loan amount is the smaller of 1) 50% of your vested account balance or 2) $50,000.

Loan amount

Years to repay

Estimated interest rate

Estimated monthly payment

$0.00

The interest rate illustrated is the Prime Rate (7.00% as of 10/30/25) plus 2%. Your retirement plan’s interest rate may be different than the interest rate illustrated.